![]() ![]() Teachers, Firefighters, Police, and state employees you may be eligible for CalPATH & PATH, Mountain West Financial's exclusive home loan program, our way of saying thank you, to those our local communities who give so much. This interest rate is available up to a maximum 65 Loan to Value. Due to the recent changes, the latest interest rates now start from 6.45 per annum (variable) or 6.35 fixed for 5 years. Our investor options allow Investors may have up to 10 financed properties. Commercial Mortgage Calculator updated on 19th May 2023 to reflect the very latest interest rate changes. Looking for loan amounts up to $3 Million? Jumbo Loans are the perfect solution with plenty of options and loans starting with as little as 15% down. High Balance Conventional Loans are available for loan amounts above $726,200 in eligible countiesĪre you looking to finance home improvements into your home loan! Purchase, Refinance & Cash-out options are available with our Renovation Loans. Whether you're looking to refinance out of a FHA loan, change the rate or term of an existing loan, or even take cash out with the equity in your home, you may be interested in a Conventional Refinance. Mountain West Financial was proudly named a 2018 RISE winner by Freddie Mac for the fastest growth in the Freddie Mac Home Possible loan program. Financing for a variety of property types.Available for both Fixed and Adjustable Rate Mortgages and in many terms from 15-30 years.Up to 3% seller credit to buyer closing costs is permitted.Once the LTV on a Convention loan drops below 80%, PMI can be cancelled.Loan to Values (LTVs) of 80% or higher required mortgage insurance or PMI.May be combined with additional down payment assistance programs for help with down payment and/or closing costs.Available for purchase and refinance of primary and secondary residences, and investment properties.Offering Home Possible and HomeReady low down payment options.Conventional loans are flexible in that they work for first time homeowners to the seasoned investors Conforming loans have terms and conditions that follow guidelines set by Fannie Mae and Freddie Mac. They can be conforming and non-conforming loans. A Conventional Mortgage refers to any mortgage loan that is not insured or guaranteed by the Federal Government. ![]()
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